Health Care and Employee Benefits

If you have received an offer from U of T, please connect with the benefits officer listed in your letter of offer to learn more about benefits and to enrol. Through U of T, you will be provided private health, dental and travel benefit coverage that supplements the basic health plan available through the government.  

Information about employee benefits (health, dental and travel benefits) at the University of Toronto can be accessed through the HR Service Centre. 

Most faculty members and their family members will be eligible to enrol in our government’s health plan, the Ontario Health Insurance Plan (OHIP), upon arrival (there is no waiting period). OHIP pays for many services you may need such as appointments with a family doctor, visits to walk-in clinics and some other health care providers, visits to the emergency room, and medical tests and surgeries.  

For those who are not eligible for OHIP, please contact your unit’s HR team to inquire about the University Health Insurance Plan which is mandatory for those who are not eligible for OHIP.

Ontario Health Insurance Plan (OHIP)

What is OHIP and what services does it cover?

Through OHIP, the province pays for many of the health services you may need. OHIP covers health services such as appointments with your family doctor, visits to walk-in clinics and some other health care providers, visits to an emergency room, and medical tests and surgeries. Learn more about about eligibility and coverage offered by OHIP.

When and how do I apply for OHIP?

There is no waiting period for OHIP. You must apply as soon as possible in person at a ServiceOntario Centre. Search locations by postal code and filter by ‘Apply for a health card.’ Bring required documents.

Once you’re approved, you’ll get an Ontario health card. Your health card proves you’re covered by OHIP. You will need to show it every time you see your doctor, visit an emergency room, have a medical test or go for surgery.

University Health Insurance Plan (UHIP)

What is UHIP and what services does it cover?

The University of Toronto, with other Ontario universities, has arranged an insurance plan known as the University Health Insurance Plan (UHIP) to provide health care coverage comparable to that provided by OHIP. UHIP is provided by the university, on a compulsory basis, for University of Toronto employees and their dependents not entitled to OHIP. Your Human Resources Office can provide further details about coverage and the cost of UHIP coverage.